Since 1979, The Karlin Law Firm has been a dependable legal resource for individuals, business owners and companies dealing with complicated real estate matters involving loan modifications and short sales. We have successfully handled loan issues with some of the largest lenders in California and throughout the nation.
From our Tustin and Newport Beach offices, our Orange County loan modification lawyers are prepared to help you achieve the best results in your case. If a favorable resolution cannot be achieved through skillful negotiation, we won't hesitate to bring your case to trial.
Effective Newport Beach Mortgage Debt Lawyers
Loan modifications and short sales that involve foreclosures and strategic defaults on loans are complex, and small mistakes can have significant consequences. Dealing with the Home Affordable Modification Program HAMP can be time consuming and frustrating. A lawyer who is thoroughly familiar with California real estate law can help you achieve the best results, like those at The Karlin Law Firm.
When you contact our firm, you can expect our accomplished team of professionals, including AV-rated* attorney L. Scott Karlin, Michael J. Karlin and David E. Karlin, to assist you with your matters involving:
- Loan modifications
- Short sales
- Home Affordable Modification Program
- HAMP (BofA , Chase , Citi , and other lenders
- Deficiency, Anti-Deficiency Statutes, Deficiency Judgements
- Attachment of Accounts if in default
- Strategic defaults
- Truth in lending
- Regulation Z
- Predatory lending
- First trust deeds
- Second trust deeds
- Hard Money Loans
- HELOC Loans and Deficiency
- Principle reductions
- Credit-related issues
Bankruptcy matters as they may pertain to foreclosures (cram downs and relief from stay for lenders)
FYI, under HARP the some of the quaifiations may require:
You must be able to make your mortgage payments moving forward.
It doesn't matter what you owe or how upside-down you are.
You must have a fair credit score.
Subject Property can be your owner occupied residence OR a rental property.
Property can be a 1-4 unit property.
Your Loan Must be owned by Fannie Mae or Freddie Mac (lookup who owns your loan by clicking these links). Then Check Eligibility by applying (even if you do not see your loan as being owned by Freddie Mac or Fannie Mae, it may still be. Apply to check eligibility).
see link to HARP ==> http://www.harprefiprogram.org/
We understand that your property may be in jeopardy and the only way to protect it is by contacting a skilled real estate attorney. We strive to effectively negotiate your loan modifications with your lender if that is in your best interest. If a beneficial agreement cannot be settled upon, we can help you determine if a short sale would be your best option.
Contact The Karlin Law Firm Today
We invite you to contact The Karlin Law Firm today at 714-731-3283 or 949-770-2660, e-mail us. We offer two convenient office locations in Tustin and Newport Beach, California. Visit our Fees page for more payment information.
For information in Spanish, Japanese or Chinese, click here.
L. Scott Karlin is AV rated, Note: *CV, BV, and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell ratings fall into two categories - legal ability and general ethical standards.