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July 2018 Archives

Buyers don't need to put 20 percent down

California residents need to spend 37 years on average to save up a down payment of 20 percent on a home. Throughout the nation, it would take a person 20 years on average to do so. However, it may be possible to buy a home without putting 20 percent down. According to a report by the National Association of Realtors 2017 Profile of Home Buyers and Sellers, the median down payment across the country was 10 percent.

The common down payment mistake millennials make

A survey of over 1,000 adults done by Bank of the West found that 96 percent of millennials either own a home or want to. However, those in California and elsewhere who want to buy a home should have a plan to save up for one. Roughly 20 percent of those who don't own a home yet say that they will use retirement funds to do so.

California residents might have to save longer to buy homes

California residents who are considering buying a home may need to save for some time to gather enough cash. Nationally, an average person who currently rents will need around 6.5 years to save enough to make a 20 percent down payment on a home, according to an analysis by rental listing company HotPads. In expensive areas like Los Angeles, on the other hand, it can take as many as 20 or 30 years. In less expensive parts of the country, it might take only four years. People in some areas are able to save faster because they spend less money on rent.

What if a patron brings in a service animal into your business?

California business owners understand there are various regulations they must follow regarding compliance with the Americans with Disabilities Act. The intent of the ADA is to protect the rights of disabled individuals who need certain accommodations while in public. One of these accommodations may include the use of a service dog. 

Pending home sales drop amid supply concerns

Pending sales dropped by .5 percent in May compared to April 2018 according to the National Association of Realtors. Pending home sales were also 2.2 percent lower than the same month in 2017. Part of the reason for the drop was the competitive market and high home prices in California and throughout the country. While there is a lot of interest in available homes, the supply of homes isn't necessarily enough to meet that demand.

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L. Scott Karlin

L. Scott Karlin

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David E. Karlin

David E. Karlin

David E. Karlin is a California attorney with a primary focus on business and real estate, including law and legal issues...

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Michael J. Karlin

Michael J. Karlin

Michael J. Karlin is a Southern California based attorney whose practice primarily focuses on Entertainment Law. Michael began...

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