There are many ways in which having student loan debt can impact a person's ability to buy a home. For instance, each time a student loan payment is made, the money going to a lender can't be used for a down payment. Furthermore, the debt itself will likely count toward a person's debt-to-income ratio. That ratio is one metric lenders look at when making a home loan decision.
When someone gets injured on a property, the owner of that piece of real estate is generally considered liable. Thousands of such premises liability cases are filed in court every year in California and throughout the rest of the country. In order for property owners to protect themselves, it's important that they prepare for as many potential liabilities as possible. While records show that personal injury cases on commercial properties have started to go down, they still cost owners a lot of money every year.
In recent years, buyers in California markets have had to contend with bidding wars and other issues that arise during a seller's market. However, in some parts of the country, market conditions are beginning to change. For example, only 21 percent of homes listed for sale in November 2018 in Seattle saw multiple bidders. Real estate agents who are trying to attract clients and sell homes in a buyer's market will need to be creative to do so.
California small business owners have a lot to think about. From paying bills to managing employees, you may know first-hand how complex it can be to run a successful company. In addition to all of your other responsibilities and things you have to think about, you also have to be certain your business adheres to certain laws and regulations.
Those who are looking to sell a home in California or elsewhere may find that it is beneficial to stage it first. Doing so may help a prospective buyer picture him or herself living in the property. It can also help a home come off as clean and neat. As the winter months tend to be slow in the real estate market, proper staging is vital during this time of year.