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Posts tagged "Residential Real Estate"

How to choose a suitable living space

There are many different types of dwellings that a California resident may want to live in. For instance, some may benefit more from renting an apartment than they would purchasing a home. Those who are looking to buy a property could decide that a condo is a better fit for their needs and budget than a home. When deciding where to live, individuals should consider their budget and willingness to maintain their living space.

How to resolve property line disputes

It is possible that homeowners in California and elsewhere will one day find that a neighbor has placed a fence on their property. While this generally happens by accident, it is important to take care of the issue in a timely manner to avoid a scenario called adverse possession. In such a scenario, a court awards the land to the neighbor because he or she used it for many years or decades without issue.

What to know about reneging on a home purchase

Signing a purchase agreement is one of the first steps toward buying a home. However, it doesn't mean that a deal to buy house in California can't fall through. There are several contingencies that are typically included in an agreement such as the buyer being able to find financing or inspect the home. Buyers may also make the sale contingent on being able to sell their home first or include other conditions that they deem necessary.

Buying a home before a divorce is finalized

It may be possible to buy a home in California before a divorce proceeding comes to an end. That largely depends on the terms of the divorce agreement and if a lender is willing to approve a mortgage application. It may be best to wait until after the final divorce agreement has been negotiated and signed. This is because the terms of the deal may change, which could alter how much a person could afford to spend on a home.

Considering 30-year and 15-year mortgages

When people in California buy a home, they generally must take out a mortgage loan from a bank in order to do so. Very few people have the cash available to buy their homes outright, so choosing the right mortgage can be a particularly important part of the real estate transaction. There are a number of different options that may be available. For example, first-time homebuyers may have access to some government programs designed to support homeownership, including VA, FHA or USDA loans. Of course, each of these programs has its own eligibility requirements, so a conventional bank loan may be best for some purchasers.

Buying a second home

Purchasing a second home, whether it is in another area of the United States or outside of the country, can be appealing for many California residents. However, there are many long-term responsibilities that come with owning a second home. Buyers should consider some important factors before getting another home.

How to effectively stage a home

Those looking to sell their homes in California or any other state are encouraged to think like a buyer would when staging their properties for sale. Doing so can help create an emotional attachment between the buyer and the home. That attachment may result in offers that are up to 20% higher than those made for homes that aren't staged or staged well. The first step in the staging process is to clean and get rid of clutter.

Lower interest rates failing to spark home sales

On average, borrowers will pay a fixed interest rate of 3.82% for a 30-year mortgage. Generally, when interest rates are low, home sales are high. However, there has been a curious lack of excitement among borrowers in California and throughout the country. According to the Mortgage Bankers Association, there was a drop in mortgage applications during the first week in June. Furthermore, the National Association of Realtors reported that pending home sales fell in April.

Millennials seek affordable homes

Many California residents in their 20s and 30s would like to buy a home but may run into difficulty due to rising home prices in some areas. While there has long been a maximum real estate suggesting that "location, location, location" is the most important thing when buying a home, the cost of living in some cities is more than many couples and individuals can afford.

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L. Scott Karlin

L. Scott Karlin

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David E. Karlin

David E. Karlin

David E. Karlin is a California attorney with a primary focus on business and real estate, including law and legal issues...

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Michael J. Karlin

Michael J. Karlin

Michael J. Karlin is a Southern California based attorney whose practice primarily focuses on Entertainment Law. Michael began...

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