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How to buy a house with poor credit

When a California resident wants to buy a house, a lender will run a credit check. If prospective buyers have a low credit score, it may hinder their ability to get a mortgage. However, those with poor credit may still have an opportunity to purchase a home. One option may be to enter into an owner finance arrangement.

In this scenario, a buyer will make monthly payments of principal and interest to the seller of the home who will take back a mortgage. It may also be possible to enter into agreement that allows a buyer to first rent the property with an option to buy in a year or two. This may be beneficial as a potential buyer gets to know all the pros and cons of a property before making a long-term commitment.

Complying with ADA bathroom regulations may prevent legal issues

Numerous individuals across the country live with disabilities. Those disabilities affect each person differently, and as a business owner, you certainly understand that everyone faces different challenges. Because you also want to ensure that your patrons do not have to deal with unnecessary hardships when visiting your establishment, you undoubtedly want to make sure that all areas of your establishment meet requirements set forth by the Americans with Disabilities Act.

In particular, bathroom areas can often pose challenges for individuals with disabilities. In hopes of avoiding undue struggles, the ADA has guidelines for business owners to follow when it comes to ensuring that their bathrooms have adequate accessibility. If your bathrooms do not meet these guidelines, you could potentially face legal issues for not complying.

L.A. mayor signs off on developer fee to fund affordable housing

Very high rents price many people out of homes in California cities. To raise money for the development of affordable housing, the Los Angeles City Council voted in favor of a fee ordinance that would collect fees from developers. Mayor Eric Garcetti's signature made the linkage fee official, and it is expected to cost developers within the city $93.7 million to $114.3 million annually, according to a report prepared by the Department of City Planning and Housing and Community Investment Department.

The market values of neighborhoods will determine the fee tiers. Residential fees will charge developers $8 to $15 per square foot. Commercial developers will be obligated to pay $3 to $5 per square foot. The city intends to rebuild its depleted affordable housing trust fund with collected fees.

Sellers may face tougher conditions in 2018

Buyers in California may find that they can find better deals on homes in 2018. This is because rising prices and changes to tax laws may reduce the demand for properties on the open market. According to the chief economist of the National Association of Realtors, home sales are likely to remain flat or decline during 2018 in spite of the fact that there are likely to be an increase in jobs over that period.

Since 2015, the median home price has increased about 6 percent per year. However, the median home price is expected to increase only 2 percent in 2018 to about $253,000. Since 2011, the median home price has increased 48 percent overall. There is currently a large supply of homes, and the lack of inventory is partially attributed to investors who have held onto their rental properties as home values and rents have gone up.

How to sell a home during a divorce

Divorce and moving are two of the most stressful events a California resident may experience. Moving because of a divorce may be painful, but there are ways to get through it with a minimal amount of stress. For instance, it may be a good idea to designate one person to talk to the agent. This person will also relay information from the agent to the other spouse.

Taking this step may help make communicating easier while also keeping the agent from getting in the middle of personal conflicts. If it looks like a conflict may occur, it may be best to simply remember what the goal of the home sale is. For most, it will be to sell the house for as much as possible. By keeping personal squabbles to a minimum, it may be easier for an agent to get the best price for the home.

How tax reform may impact commercial real estate investors

California residents or others who own commercial real estate may get a tax break under the proposed GOP tax bill. Those who hold property in pass-through entities may receive a 20 percent tax reduction if they make less than $157,500 per year. If a couple files jointly, that limit is increased to $315,000. There are also provisions to help private firms with large holdings that may make too much to qualify for the deduction.

While the ability to pay less in taxes may seem ideal, other provisions of the tax bill could hinder growth. Some believe that no longer being able to deduct state and local taxes could be a downside to the new tax legislation. According to a representative from Time Equities, it would be preferable to have a thriving economy and a higher tax rate than a poor economy and a lower tax rate.

Restaurant owners, what does the ADA mean for your dining room?

If you own a restaurant in California, you know how difficult it can be to simply meet all of the standards and guidelines set forth for your business. In addition to the legal requirements placed on restaurant owners, you must also consider compliance with the Americans with Disabilities Act.

The intent of the ADA is to allow individuals with certain physical needs the ability to live relatively normal lives without the fear of discrimination or harassment. As a restaurant owner, it means that your dining room must meet certain standards in order to ensure that people with disabilities can eat and navigate the premises with relative ease.

What to know about selling homes during the holidays

The holiday season may seem to be a less than ideal time to sell a home in California. However, for those who need or want to put their home on the market at the end of the year, there are ways to do so effectively. Ideally, a seller will minimize the lights and other decorations put on the home. Keeping decorations to a minimum provides a neutral look that may attract more interest.

The exterior of the home should be free of leaves, snow or other debris. Likewise, the interior should be free of dirt, mud or other debris that might be tracked in during the late fall or early winter months. Furthermore, homes should be reasonably priced as buyers generally don't want to negotiate during this time of year.

Strongest office rent growth in the last two years

Stakeholders in the California commercial real estate market might be interested in learning that Orange County has enjoyed the highest national growth in office rentals over the last two years. Much of the growth in office rentals has resulted from the drive of tech companies to find spaces in submarkets.

According to CBRE Group, the tech industry has had a large impact on office rents because the companies are willing to pay premium prices so that they can get space in hot technology submarkets. This has led to stiff competition in talent-rich tech submarkets such as southern Orange County, which has a very low office vacancy rate.

Mistakes to avoid when selling a home

California residents and others who are looking to sell their homes may assume that the process will work itself out with no need to negotiate effectively. However, selling a home can be a complex process regardless of how nice a home is or how nice the neighborhood is. A big mistake that sellers make is to take an offer that is lower than market value.

Sellers should expect that buyers may make an offer that is lower than list price. Ideally, sellers should counter with an offer to include furniture in the home as part of a deal to purchase the home at list price. As a general rule, sellers should focus on the benefits of a home as opposed to the price tag. It is also a good idea to use active voice when negotiating a home sale to increase the odds of getting the best deal.

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L. Scott Karlin

L. Scott Karlin

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David E. Karlin

David E. Karlin

David E. Karlin is a California attorney with a primary focus on business and real estate, including law and legal issues...

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Michael J. Karlin

Michael J. Karlin

Michael J. Karlin is a Southern California based attorney whose practice primarily focuses on Entertainment Law. Michael began...

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