The Karlin Law Firm LLP

Providing quality legal services to statewide and national clients in ADA defense, Personal Injury, business and real estate for more than 35 years

866-500-8932
Email Us
Practice Areas

Buying a home without US citizenship

Those who are not citizens of the United States may be eligible to buy a home or other real property in California. However, the process of doing so depends on a person's status within the country. As a general rule, a permanent resident goes through the same process of getting a home loan as a citizen. The permanent resident is also likely to qualify for FHA or other government loans.

To qualify for a home loan, a permanent resident would need to show proof of income and payment of United States taxes. Generally, he or she would need at least two years of tax returns as well a credit history of at least two years. Those who live in another country qualify for foreign national loans as opposed to conventional or government-backed mortgages. Furthermore, these loans are only available for investment purposes and require down payments of 25 percent.

If an individual is living in the United States temporarily and can work in the country legally, he or she is usually eligible for most home loans. An employer will need to submit a letter indicating that a work visa will be renewed if it's scheduled to expire in less than a year. In some cases, a lender will consider income and credit histories from outside the United States.

Buying a residential property is generally more challenging than purchasing a car or new set of golf clubs. It may be even more complex for those who aren't American citizens. An attorney may be able to help permanent residents or those in California on work visas to better understand their loan options.

No Comments

Leave a comment
Comment Information

Contact Us Today

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

L. Scott Karlin

L. Scott Karlin

Attorney Profile
David E. Karlin

David E. Karlin

David E. Karlin is a California attorney with a primary focus on business and real estate, including law and legal issues...

Attorney Profile
Michael J. Karlin

Michael J. Karlin

Michael J. Karlin is a Southern California based attorney whose practice primarily focuses on Entertainment Law. Michael began...

Attorney Profile

Recent Articles

ADA Fraud Reported

A recent article on the news concerns a man in Riverside County who allegedly has attempted to obtain money from property owners and businesses based on alleged violations of the Americans with Disablities Act (ADA). Read More

Tustin Office
13522 Newport Avenue, Suite 201
Tustin, CA 92780

Phone: 714-881-0054
Tustin Law Office Map

Newport Beach Office
2901 West Coast Highway, Suite 200
Newport Beach, CA 92663

Phone: 949-427-9328
Newport Beach Law Office Map

Carlsbad Office
2173 Salk Avenue
Suite 250
Carlsbad, CA 92008

Phone: 760-407-2409
Map & Directions

Riverside Office
6809 Indiana Avenue
Suite 100
Riverside, CA 92506

Phone: 951-643-8769
Map & Directions

Los Angeles Office
1100 S. Hope Street
Suite 103
Los Angeles, CA 90015

Phone: 213-519-5633
Map & Directions

Fresno Office
1444 Fulton Street
Fresno, CA 93721

Phone: 951-373-4384
Map & Directions