California residents who want a balance of affordable housing and proximity to large cities may prefer to live in the exurbs. However, those who are looking to buy properties in the exurbs may want to consider that home prices tend to be more volatile in those areas....
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Residential Real Estate
Dealing with a delinquent mortgage
When a California homeowner has financial problems, they may find it difficult to make mortgage payments. In some cases, a cash-strapped homeowner may decide to sell their home as a way of getting out from under oppressive debt. This option could work; however, there...
Buying a home in a short sale
California residential real estate can be valuable, and many people may look to get a great deal by purchasing a short-sale property. Of course, short sales are less prevalent than they were a decade ago. From 2008 to 2012, the peak years of the financial crisis, they...
Mortgage approval doesn’t last forever
Prior to buying a home, it is generally a good idea to get tentative loan approval from a mortgage lender. This can help a person in California or elsewhere get a better idea of how much they qualify for. However, it is important to know how long the approval will be...
Why selling to an investor isn’t always a good idea
Real estate investors in California and throughout the country could be willing to buy a home if they think doing so could be profitable. However, there are upsides and downsides to doing so. For instance, selling a home to an investor may avoid a foreclosure and the...
What to know about cash offers for homes
Individuals in California and throughout the country who are looking to sell their homes may be able to receive cash offers. In some cases, the closing process is easier, and it may be less expensive to complete the transaction without the need for a real estate...
Selling a home to friends or family
When a California resident decides to sell a home to a friend or family member, they may be happy about the transaction. However, the choice can come with its own complications. Buying or selling a home is already a somewhat complex process that is often one of the...
Where buyers may find the best housing market conditions
California may rank as among the best places to live in the United States. However, according to an Owners.com report, Virginia Beach was ranked as the top location to call home. Homes there sell for an average of 3 percent less than their list prices while rent in...
The process of buying a house
For most people in California and throughout the country, the process of buying a home starts months before the house search does. Ideally, a prospective buyer will get his or her finances in order and ready to be scrutinized by mortgage lenders. In addition to the...
Rising mortgage interest rates to slow home sales in 2019
Homebuyers in California have struggled with affordability for years, and real estate insiders do not expect 2019 to bring any relief. Mortgage interests rates, which had already increased throughout 2018, will continue their upward climb this year. Economists are...