When people in California buy a home, they generally must take out a mortgage loan from a bank in order to do so. Very few people have the cash available to buy their homes outright, so choosing the right mortgage can be a particularly important part of the real...
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Residential Real Estate
Buying a second home
Purchasing a second home, whether it is in another area of the United States or outside of the country, can be appealing for many California residents. However, there are many long-term responsibilities that come with owning a second home. Buyers should consider some...
Buying a home
Purchasing a home can be a challenge. However, California residents can take certain steps to help make the home buying process less of a hassle.Researching homes online can be the first step. Instead of using a real estate agent, prospective homebuyers can peruse...
How to effectively stage a home
Those looking to sell their homes in California or any other state are encouraged to think like a buyer would when staging their properties for sale. Doing so can help create an emotional attachment between the buyer and the home. That attachment may result in offers...
Lower interest rates failing to spark home sales
On average, borrowers will pay a fixed interest rate of 3.82% for a 30-year mortgage. Generally, when interest rates are low, home sales are high. However, there has been a curious lack of excitement among borrowers in California and throughout the country. According...
Millennials seek affordable homes
Many California residents in their 20s and 30s would like to buy a home but may run into difficulty due to rising home prices in some areas. While there has long been a maximum real estate suggesting that "location, location, location" is the most important thing when...
What not to do when buying real estate
Real estate investing can be an effective way for an individual to improve their financial stability. However, there are many mistakes that prospective investors will want to avoid when purchasing properties in California or anywhere else. It is important to have a...
Home buying myths to stop believing in
There are many myths that home buyers in California and elsewhere may believe to be true. For example, many believe that they need a 20% down payment to buy a home. However, it is possible to get a loan without making a down payment at all depending on what type of...
What to know about housing market conditions
Buying a home in California can always be quite a challenge. However, it's especially difficult for those who are looking for their first home. It is not uncommon for buyers to discover that homes in their price range are fixer-uppers that may need a lot of work.It is...
Boomerang buyers look to return to homeownership
For people in California and across the country, the last financial crisis was often particularly devastating to their involvement in the real estate market. The financial crisis began with serious problems in the home mortgage market, and many people lost their homes...